PLANNING FOR EDUCATORS
For teachers, by a teacher
UNDERSTANDING YOUR PENSION PLAN (CALSTRS)
A Comprehensive Approach
Understanding how your pension program works is key to determining your income in retirement. How many years should you work? How will your income be calculated? Is it worth it to earn units to move over a column? As this is my pension too, I can answer these questions for you.
SOCIAL SECURITY AND YOUR PENSION
Navigating Social Security is hard enough, much less understanding how the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO) will affect your retirement income.
UNDERSTANDING YOUR 403(B) OPTIONS
The Path to Success
Knowing that your Social Security may be impacted by your government pension, understanding how you can start early to offset that impact by utilizing your 403(b) option. The big question however is which one?