PLANNING FOR EDUCATORS

For teachers, by a teacher

UNDERSTANDING YOUR PENSION PLAN (CALSTRS)

Analysing the Numbers

A Comprehensive Approach

Understanding how your pension program works is key to determining your income in retirement.  How many years should you work? How will your income be calculated? Is it worth it to earn units to move over a column? As this is my pension too, I can answer these questions for you.

SOCIAL SECURITY AND YOUR PENSION

Men with Calculator

Expert Guidance

Navigating Social Security is hard enough, much less understanding how the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO) will affect your retirement income.

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UNDERSTANDING YOUR 403(B) OPTIONS

Analysing the Data

The Path to Success

Knowing that your Social Security may be impacted by your government pension, understanding how you can start early to offset that impact by utilizing your 403(b) option.  The big question however is which one?

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